Need a Merchant Cash Advance
For Your Business?
If you're looking for a Merchant Cash Advance for Business, you're not alone. Whether you're upgrading equipment, expanding operations, or bridging cash flow gaps, a merchant cash advance provides the fast, flexible funding your business needs—without the bank headaches.
Getting a Merchant Cash Advance Has Never Been Easier
With just a few basic details and no lengthy paperwork, you can access fast funding based on your daily sales. There’s no need for perfect credit or traditional bank approvals—just a quick, straightforward process designed to get you the working capital you need, right when you need it. Whether you're covering expenses, stocking up inventory, or seizing a new opportunity, we make it easy to move your business forward without the wait.
Apply in Minutes
Skip the paperwork and long wait times. With Finance Parrot, you can apply online in just a few clicks—anytime, from anywhere.
Get a Decision Right Away
No more guessing games. Once you apply, our system instantly matches you with the best funding options for your business.
Funding as Fast as Same Day
Need capital now? We work with lenders who can deliver funds to your account in as little as 24 hours.
See Your Business Loan Options
Low Rates. Flexible Terms. Easy Process
Loan Amounts
$25,000 - $5,000,000
Rates
Starting at 5.99%
Speed
24 - 48 Hours
Recently Funded Businesses
We'll Help You Get a Merchant Cash Advance
Get approved today and have money in your account within as little as 24 hours. No obligation — prequalify without affecting your credit!
Common Questions. Straight Answers.
What is equipment financing?
Equipment financing is a type of small business loan specifically used to purchase or lease equipment—like vehicles, machinery, computers, or commercial appliances. The equipment typically serves as collateral, making approval faster and easier for many businesses.
Who is equipment financing best for?
It’s ideal for any business that needs to acquire tools, technology, or machinery to operate or grow. This includes construction companies, restaurants, trucking fleets, medical practices, manufacturers, and more.
Can I qualify with bad credit?
Yes. Because the equipment itself secures the loan, many lenders are more flexible with credit requirements. If your business has consistent cash flow, you may still qualify even with less-than-perfect credit.
What types of equipment can I finance?
Almost anything your business needs to operate:
Trucks, trailers, and commercial vehicles
Medical and dental equipment
Restaurant appliances and POS systems
Construction machinery
Computers, servers, and office tech
Manufacturing and industrial tools
How fast can I get funding?
Fast. Many businesses get approved within 24 hours and receive funds shortly after. Once approved, you can purchase the equipment and get to work with minimal delay.
What documents are needed to apply?
Most lenders require:
A valid ID
Business bank statements (3–6 months)
Equipment quote or invoice
Business license or proof of ownership
Additional documents may be requested depending on your loan amount and lender.
Do I need to make a down payment?
It depends. Some lenders offer 100% financing, while others may require a small down payment (typically 5–20%). We’ll help you find the best option for your budget.
Is leasing better than financing?
That depends on your goals. Leasing offers lower upfront costs and more flexibility, while financing gives you ownership and potential tax benefits. Not sure which to choose? We can walk you through it.
How do I apply through Finance Parrot?
Just fill out our quick online application. We’ll match you with equipment financing options tailored to your business—without the paperwork overload or endless broker calls.