Need Working Capital
For Your Business?
Whether you're covering payroll, managing day-to-day expenses, or bridging gaps in cash flow, our working capital loans give your business the flexibility it needs—without the bank headaches.
Getting Working Capital Has Never Been Easier
Cash flow is the lifeblood of your business. But unexpected expenses, slow-paying clients, or seasonal dips can put a strain on your operations. That’s where we come in. Our working capital loans give you fast, flexible access to funds—so you can cover payroll, pay suppliers, or keep things running without skipping a beat.
Apply in Minutes
Skip the paperwork and long wait times. With Finance Parrot, you can apply online in just a few clicks—anytime, from anywhere.
Get a Decision Right Away
No more guessing games. Once you apply, our system instantly matches you with the best funding options for your business.
Funding as Fast as Same Day
Need capital now? We work with lenders who can deliver funds to your account in as little as 24 hours.
See Your Business Loan Options
Low Rates. Flexible Terms. Easy Process
Recently Funded Businesses
We'll Help You Get Working Capital
Get approved today and have money in your account within as little as 24 hours. No obligation — prequalify without affecting your credit!
Common Questions. Straight Answers.
What is a working capital loan?
A working capital loan is a short-term financing solution that helps cover your business’s day-to-day operational expenses—like payroll, rent, inventory, and utilities—especially when cash flow is tight.
How can a working capital loan help my business?
Working capital loans can help stabilize your operations during slow seasons, cover unexpected costs, or take advantage of time-sensitive opportunities—without disrupting your long-term finances.
Who is eligible for a working capital loan?
Most businesses that have been operating for at least 3–6 months and generate consistent monthly revenue are eligible. Even if you’ve been denied by a bank, alternative lenders may still approve your application.
How much can I borrow?
Loan amounts typically range from $5,000 to $500,000, depending on your revenue, business history, and lender criteria.
How fast can I get funding?
Fast. Many businesses get approved within 24 hours and receive funds shortly after. Once approved, you can purchase the equipment and get to work with minimal delay.
What documents are needed to apply?
Most lenders require:
A valid ID
Business bank statements (3–6 months)
Equipment quote or invoice
Business license or proof of ownership
Additional documents may be requested depending on your loan amount and lender.
How do I apply through Finance Parrot?
Just fill out our quick online application. We’ll match you with equipment financing options tailored to your business—without the paperwork overload or endless broker calls.